Telegram payments
MemberPilot never becomes the merchant. You connect your own Stripe account or your own crypto gateway, customers pay on the provider's hosted checkout, and the money settles where you already get paid.
Cards, through your own Stripe account
Stripe Connect, so the account and the relationship are yours.
- Recurring subscriptions on any interval from daily to yearly.
- Free trials that hold a card and convert on their own, or cardless trials that simply end.
- Our 5% is taken as a Stripe application fee at the moment of the charge, so nothing is billed to you separately.
- Failed payments follow Stripe’s own retry schedule; access is removed when the paid period and your grace window run out.
Crypto, through your own gateway
NOWPayments or CCPayment, settling into the wallet you already control.
- Buyers pay in whichever coins your gateway accepts, on the gateway’s own hosted page.
- Crypto memberships are prepaid one period at a time — nothing renews on its own, because there is no stored card to charge again. Members are reminded before access ends.
- Access starts when the transfer confirms on chain, not when the checkout page says thank you.
- Because a gateway cannot split our fee at charge time, the 5% becomes a balance you settle by card or in USDT.
Access codes
A third way to let somebody in, with no processor involved at all.
Issue codes with a duration and a redemption limit for giveaways, offline sales, sponsors or comped members. Redeeming one grants Telegram access for that period and records no revenue, because none was taken.
What MemberPilot deliberately does not do
- Hold your money. There is no MemberPilot balance and no payout schedule to wait on.
- Sell inside the bot with Telegram Stars. Stars would make MemberPilot the merchant of record for your sales, so checkout is a web page instead.
- Issue refunds for you. Card refunds happen in your Stripe dashboard; crypto cannot be reversed by anyone.
The full commercial terms are in the Terms of Service, and the fee mechanics are on Pricing.